Started with a Simple Question

Back in early 2018, we noticed something odd. People around us were earning decent money but still felt broke at the end of each month. Not because they were reckless—just because tracking where money actually goes is surprisingly hard when you've got three credit cards, two savings accounts, and bills coming from everywhere.

2018

The Coffee Shop Beginning

Two of us sat in a Newtown cafe trying to figure out why our friend—who worked in IT and earned well above median income—couldn't afford to take his kids to the movies. Turned out he had seven different accounts and genuinely didn't know his total monthly spending. That's when we started building the first version.

2020

Real Testing During Tough Times

The pandemic hit and suddenly everyone needed to understand their finances better. We had about 80 people using our tool at that point. They gave us brutally honest feedback—what worked, what didn't, where they got confused. We rebuilt major parts based on actual behavior rather than what we thought people needed.

2022

Moving Beyond Sydney

Started working with families in regional Australia who faced different challenges—less bank branch access, different spending patterns, unique local costs. This taught us that budget consolidation can't be one-size-fits-all. What works in Melbourne doesn't necessarily work in Tamworth.

2024-2025

Where We Are Now

We've helped over 2,000 Australian households get a clearer picture of their money. We're still learning, still adjusting, still listening to what people actually need rather than what finance textbooks say they should want. Our next phase starts mid-2025 with expanded educational resources.

Early team meetings at our Newtown workspace

Working with regional Australian clients

Different People, Different Paths

We work with folks from all sorts of backgrounds. Some are tradies who get paid irregularly, others are professionals with complex salary packages. Here's what a few of them have managed to sort out.

Hospitality Management

Restaurant Manager in Brisbane

Was juggling tips, base salary, and quarterly bonuses across four different accounts. Couldn't figure out actual monthly income or whether she could afford to move to a better apartment. After consolidating her view, she realized she was actually spending less than she earned—just couldn't see it before.

Found $380 monthly she didn't know existed

Freelance Design

Graphic Designer in Perth

Client payments came through PayPal, direct deposit, and sometimes cheques. Tax time was a nightmare because he'd lose track of invoices. Started using our system mainly to avoid tax headaches, but ended up restructuring how he prices projects when he saw his actual hourly rate.

Better understanding of business costs and pricing

Retail & Service

Pharmacy Assistant in Adelaide

Single mum with two kids, working part-time while studying. Government benefits, child support, wages, and uni payments all coming in at different times. She needed to know exactly what she'd have each week to plan grocery shopping. Simple visibility helped reduce her constant money anxiety.

Reduced overdraft fees and gained planning clarity

Construction Trades

Electrician in Regional NSW

Gets paid differently depending on whether he's doing residential or commercial work. Also runs a small side business on weekends. Wanted to know if he could afford to buy a ute without a loan. Budget consolidation showed him he could—but needed to wait four months longer than he thought.

Made informed purchase decision based on real numbers

Education Sector

Primary Teacher in Victoria

Stable income but lots of small subscriptions she'd forgotten about—streaming services, gym memberships, apps. When she saw everything in one place, she cancelled about eight things she didn't use anymore. Used that money to actually afford the pottery class she'd been wanting to take.

Freed up funds for things she actually valued

Healthcare Professional

Nurse Practitioner in Queensland

Working rotating shifts with penalty rates that varied wildly. Couldn't predict monthly income accurately enough to plan for her wedding. Once she could see patterns across three months, she set realistic savings targets and actually hit them without stress.

Achieved savings goal through better visibility

Who's Actually Behind This

We're not a massive corporation with fancy offices. We're a small team based at a railway station building in Newtown—yes, actually in an old railway building. Most of us came from different backgrounds but shared the same frustration with traditional banking tools that felt designed for accountants rather than regular people.

Some of us have finance backgrounds, others come from tech or design. One person on the team used to work in community services and keeps us grounded when we start getting too technical. We argue a lot about the right way to present information, which usually means we end up with something better than any of us would have built alone.

We think people deserve to understand their money without needing a commerce degree. That's really what drives everything we build—making financial clarity accessible without dumbing it down or making it boring.

Leonie Blackburn

Product Lead

Spent six years in banking before getting fed up with how complicated they made everything. Now focuses on making our tools actually usable by real humans. Has strong opinions about button placement and will defend them passionately. Outside work, she's usually at rock climbing gyms around Sydney.

Dougal Fothergill

Technical Development

Builds the actual systems that make everything work. Gets annoyed when people suggest features that sound simple but would take months to build properly. Used to work for a fintech startup that crashed hard, which taught him what not to do. Drinks an alarming amount of coffee and insists it's fine.

Want to See What We're Building?

We run regular information sessions about budget consolidation and financial clarity. Next round starts in September 2025. No sales pitch—just honest conversation about whether this approach might help your situation.

Get in Touch

xalenothira